In the blink of an eye, a seemingly harmless fender-bender can turn into a legal nightmare. If you’re involved in a car accident and it’s not your fault, you won’t need to hire a lawyer to defend yourself. But things get sticky if you are held liable for damages. The main reason why people shy away from hiring a lawyer after an accident is that can get very expensive. However, that doesn’t mean that you won’t be able to afford one. Lawyers generally offer affordable rates if they know that their services will be used again in the future. Here is some advice on how to handle a car accident without a lawyer:
Check for injuries and vehicle damages
If you’re involved in a car accident, the first thing you should do is check for injuries. If you or anyone in your car is injured, it’s important to get the medical help you need. When it comes to vehicle damage, the more minor damage you can report, the better.
This will ensure that you have a better chance of getting your car fixed without any issues. In some states, you have a legal obligation to report vehicle damage to the police. If you’re not sure, check with your insurance company.
Exchange contact information.
If there are other drivers involved in the accident, make sure that you exchange insurance information such as names, addresses, and phone numbers. This will go a long way in helping you and the other parties involved. It’s a good idea to take pictures of the accident and the damage to the vehicles involved. By doing this, you’ll have evidence in case there are any legal issues later on.
Find out who is at fault.
The first thing you should do when involved in an accident is to find out who is at fault for the accident. If you were involved in the accident, you might be tempted to say that you weren’t at fault. It’s important to declare fault for the accident, even if it was a minor fender-bender.
If you decide not to admit fault, it will make it harder to get your car repaired and collect from the insurance company. If you decide to say that you weren’t at fault for the accident, have a good reason why it happened. You should have a convincing reason to back up your side of the story.
Collect witness information.
If you don’t see any police officers at the scene of the accident, it’s important to collect witness information. Ask the other drivers and passengers if they have any information that can help you. You should also try and get the names and contact information of any witnesses who might have seen the accident.
Estimate the value of your losses.
It’s important to know the value of your losses that resulted from the accident. If you were stuck in traffic and another driver rear-ended you, the amount of damage sustained can be relatively small. If the accident was your fault, then the damage sustained will be higher.
Damages from an accident can vary from a few hundred dollars to several thousand. The number of damages sustained will depend on the type of accident, the people involved, and the amount of traffic that was going on at the time. If you were injured in the accident, the number of damages will go up significantly.
Resolve the situation with a settlement offer
Once you’ve established that the accident was your fault, call the other driver’s insurance company and report the accident. If you’re liable for the accident, call your insurance company and explain what happened. If you don’t know who was at fault, or the other driver’s information isn’t available, you can make a settlement offer.
In your offer, you should list the number of damages that you’re willing to pay for the accident. You should be aware that the insurance company will likely want to settle for a lesser amount than what you’re willing to pay.
After a car accident, it’s easy to feel overwhelmed and confused, not to mention in pain. If you are unsure of what to do next, it can be helpful to speak to a lawyer. Alternatively, you can use these tips to help guide you through the process.